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Get Complete Holiday Protection with Towergate and Essential Travel
Towergate and Essential Travel offer a range of affordable and fully comprehensive travel insurance products which you can select to suit your specific needs. With our Superior policy, we offer fantastic benefits as standard, including scheduled airline failure protection and free cover for children on family policies.
Other benefits include:
- Providing information relating to your insurance needs
- Arranging your insurance cover with insurers to meet your requirements
- Helping with any ongoing changes you have to make
- Offering peace of mind as Essential Travel Limited is authorised and regulated by the Financial Services Authority.
Single Trip Travel Insurance
Towergate and Essential Travel offer single trip travel insurance to suit travellers who are taking that one break of the year and for those going on a last-minute business trip. This policy is especially ideal for travellers going on a weekend getaway who want their trip to be as worry-free as possible.
Annual Travel Insurance
For travellers who travel frequently throughout the year for business or pleasure, a single trip policy may not be extensive enough. With this in mind, Towergate and Essential Travel offer a superlative annual travel insurance policy which will give frequent travellers peace of mind knowing that they are - and will continue to be - covered for a period of 12 months. This option is ideal for travellers who embrace a spontaneous lifestyle, as they will be covered for unlimited trips for the year without needing to take out a new policy each time.
Backpackers Travel Insurance
Whether you will be experiencing all that the world has to offer on a gap year, volunteering for a year in Africa or trekking through the Himalayas, Towergate and Essential Travel offer a top backpacker's travel insurance policy to give mum at home peace of mind and give the intrepid explorer a worry-free trip. The policy includes adventure sports cover and continuous cover for up to 2 years.
Ski Insurance
Towergate and Essential Travel offer a ski insurance policy which offers more than just medical cover and cover for skiing adventures: our ski insurance policy includes cover for a range of wintersports, as well as cover for delays due to avalanches, piste closure and winter sports equipment.
Policy Benefits
There are a number of benefits which come standard and are included in all of Towergate and Essential Travel's insurance policies, including:
- 24-Hour emergency assistance
- Online bookings - it's quick, easy, safe and secure
- Selected pre-existing medical conditions covered
- Up to £10 million medical cover
- Up to £3,000 cancellation cover
- £1,500 lost baggage cover
- Kids go FREE on family policies
Quick and Easy Quotes
To find out how much you can save and for full details on all our travel insurance policies, request an instant quote from the booking panel on the left.
This insurance is underwritten by White Horse Ireland Ltd and is arranged by Essential Travel Limited, specialist travel insurance intermediaries. You can also see us on the FSA Register by entering our FSA number: 300175.
Please note: This product meets the demands and needs of those who wish to ensure that they have support and advice in the event that a claim is required from the travel insurance policy or provider. We do not offer advice or make personal recommendations with regard to the suitability of this insurance product. We are only providing you with information about this insurance product. You should check your cover on a regular basis to ensure that it has kept up with any lifestyle changes you may have had, and take professional advice when necessary.

